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Amendment to the Student Loan Scheme reduces the late payment penalty rate to 1.5 percent from 1 Apr 2007.

Section 44 of the Student Loan Scheme Act 1992

The late payment penalty rate has been reduced to 1.5 percent.

Background

Previously, any amount not paid by the due date incurred a late payment charge of 2 percent. A further 2 percent compounding penalty was charged for each subsequent month of default. This was equal to an annual interest rate of 6.8 percent.

Key features

The late payment penalty rate has been reduced from 2 percent per month to 1.5 percent.

Application date

The changes came into force on 1 April 2007.